Post by John Nkeobuna Nnah Ugoani on Dec 24, 2012 10:50:02 GMT 4
Poor Credit Risk Management and Bank Failures in Nigeria
John Nkeobuna Nnah Ugoani
Rhema University - Department of Management Sciences
December 4, 2012
Abstract:
The study was designed to evaluate the influence of poor credit risk management on bank failures in Nigeria and propose strategies for remedial actions. Credit risk management is one of the most crucial banking functions that involve the appraisals of requests for banking facilities. It is critical to bank survival or failure because banks traditionally earn their huge profits from interest on their risk exposures. The survey research design was adopted and researchers self designed instrument was used to generate data for the study. Chi-square statistic method was used for data analysis. It was found that poor credit risk management influences bank failures. Ten (10) recommendations were made based on the findings of the study.
papers.ssrn.com/sol3/papers.cfm?abstract_id=2185013