Post by infohelps on Jul 18, 2012 12:02:44 GMT 4
AMSTERDAM - Without valid reason, various banks since 2009 increased the spreads the rates on mortgage to their customers. As a result, people pay up to double the mortgage, which amounts to hundreds of thousands of dollars per month too much.
Banks annually collect millions of dollars illegally. The banks have a fixed interest rate premium on Euribor (the European average rate at which banks lend each other money) handle, but increase of this example, 1% to 2.5%. This appears from a report by the NCA, log Foundation Hotline Injustice Collective (SmCo). Banks calculate over 1.2 billion per year too much.
The damage for someone with a mortgage of 200,000 euros 1% per year pay excess interest, quickly gets up to many thousands of euros. In addition, it costs the government millions by the payment of excess interest deductions.
SmCo is an online campaign was launched to help reclaim victims the excess amount of interest paid, unlawful Because a surcharge of 1% to 1.5% above the Euribor, according to the Court is usual, banks can not simply increase the interest charges.
Independent research shows that in each case, ING, Rabobank, ABN AMRO, AEGON Direct Bank, Bank Westland Utrecht, Friesland Bank, SNS Bank, Swiss Life and Obvion Mortgage rates are going about this. Although the increases will be allowed in general terms, the increases are legally impermissible. Customers should be confident that a bank to a "consistent policy" to work, namely the Euribor plus a small storage. The banks give developments in financial markets and tighter legislation as the cause for the higher interest charges
Banks annually collect millions of dollars illegally. The banks have a fixed interest rate premium on Euribor (the European average rate at which banks lend each other money) handle, but increase of this example, 1% to 2.5%. This appears from a report by the NCA, log Foundation Hotline Injustice Collective (SmCo). Banks calculate over 1.2 billion per year too much.
The damage for someone with a mortgage of 200,000 euros 1% per year pay excess interest, quickly gets up to many thousands of euros. In addition, it costs the government millions by the payment of excess interest deductions.
SmCo is an online campaign was launched to help reclaim victims the excess amount of interest paid, unlawful Because a surcharge of 1% to 1.5% above the Euribor, according to the Court is usual, banks can not simply increase the interest charges.
Independent research shows that in each case, ING, Rabobank, ABN AMRO, AEGON Direct Bank, Bank Westland Utrecht, Friesland Bank, SNS Bank, Swiss Life and Obvion Mortgage rates are going about this. Although the increases will be allowed in general terms, the increases are legally impermissible. Customers should be confident that a bank to a "consistent policy" to work, namely the Euribor plus a small storage. The banks give developments in financial markets and tighter legislation as the cause for the higher interest charges